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C.
Point System in New Jersey
New Jersey uses a motor vehicle
point system, in which each moving violation is assigned with
zero or a certain number of points depending on the degree of
seriousness of a violation. When you are convicted for certain
charges, you will then have points in your driving history. Such
history is monitored by insurance companies and will probably
affect your automobile insurance premiums. Your personal characteristics
such as age, sex, marital status, how often you use your car,
etc. are the determinants of your auto insurance premiums in
order to calculate risk. In addition to said factors, points
from driving history are another important factor used to determine
so-called risk.
The cost of automobile insurance is increasing these days. If
you would like to keep your insurance costs as low as possible,
you can at least keep driving points off your record simply because
the higher the points you carry, an insurance company will likely
consider you as a higher risk driver. It is not possible to change
other factors such as age or sex, but you can, of course, have
control of your driving history. In order to keep your points
low, a good motor vehicle attorney such as myself can be of help.
Points are not the only penalty you may face. Some convictions
can put you in jail. Others can take your driving privilege away
for limited time or ultimately. You should retain a motor vehicle
attorney to have the best chance to avoid such consequences.
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1The figure is as of May 29, 2007. Win rate
is defined as the number of clients not convicted for DWI divided
by the total number of clients who were charged with DWI. The
clients are those who retained this office after 2005. Each case
varies. Under any circumstance, we do NOT guarantee a successful
outcome in any individual case.
2The figure is as of May 29, 2007. Win rate is defined as the
number of clients not convicted for No Automobile Liability Insurance
divided by the total number of clients who were charged with
said charge. The clients are those who retained this office after
2000. Each case varies. Under any circumstance, we do NOT guarantee
a successful outcome in any individual case.
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